The house we are trying to get is NOT the auction home we mentioned earlier. We found a better house.
We decided not to go for the auction house because it was too expensive and had some major possible problems (leaky roof, electrical and plumbing etc.) After looking at a few other houses we found one that is a lot nicer and at a better price.
It's a cute white house with a bright blue awning on the porch. The new house has four bedrooms, two bathrooms, great floors, four air conditioning units, ceiling fans, tons of windows for ventilation and natural lighting. It comes with a stainless steel fridge and washing machine. It has a nice landscaped yard with a small above ground pool and fruit trees. The house has been well maintained and has no repairs to make.
The location is ideal. It is on a quiet dead end street and it's a four minute walk from Tina’s work as a cook at the Bible College. The students can come over without us having to go get them in our car also.
It has some unusual extras. The owners are leaving behind a full house generator for when the electricity goes out (regularly), a solar water heater and a cistern. The large carport comes with a surprising feature. It has an outdoor theater projector installed and a 6x4 ft. screen near the back wall, perfect for college classes, church fellowships or just having your own semi-outdoor theater.
The only drawback is the small but very cute kitchen. But Tina says she does 90% of her cooking at the Bible College anyway. We only eat breakfast at home.
The price started at $166,000 a year ago and the buyer agreed to sell it to us for $152,000. We're hoping for a good interest rate from the bank. Our credit score is great. But the question is the down payment and closing costs. The more we put down, the less our monthly payments will be and it will make it easier to qualify for the better interest rate.
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